Prescription Savings Program

Save up to 50% on retail prescription prices with your Points of Care Card!

The cost of prescription drugs is rising faster than any other healthcare cost. With the constant need for prescription drugs and escalating costs, there is tremendous financial pressure on today’s population!


Universal Rx’s Points of Care Prescription Savings Program can help you save up to 50% off normal retail pharmacy prices. There are no eligibility requirements and everyone qualifies. Simply take your Points of Care Savings Card to your nearest Participating Retail Pharmacy.


Click here to learn how you can also save on your pet’s prescriptions.

Points of Care Prescription Savings Program Benefits

  • Save up to 50%
  • No Long Term Contracts
  • No Health Questions
  • Accepted at over 55,000 pharmacies
  • 100% of Discount Passed Directly to You
  • No Annual Discount Limits
  • Save on Brand & Generic Meds
  • Save on Drugs not Covered in Other Plans
  • No Registrations
  • No Deductibles
  • No Expiration Date
  • One Card per Household

The Facts

Over 50 million people in the United States are without health insurance.  Many people choose not to take their needed medications due to the rising costs.

As the U.S. economy continues to weaken, 2 out of 3 employers are expected to decrease health benefits for their employees.  Even though many seniors have Medicare coverage, Medicare Part D does not cover many widely prescribed medications, causing participants to pay out of pocket.


  • The cost of prescription drugs is rising faster than other health care costs
  • Medicare Part D requires monthly premiums and does not cover all medications
  • Medicare Supplements provide limited coverage for prescription drugs

How the Card Works

The card provides “cash savings”, where Card Members pay 100% of the lower of:


  • Universal RX contract price, or
  • the pharmacy regular retail price at the point of purchase.


The price you will pay at the pharmacy is determined at the point of sale. Simply present your Points of Care Savings Card each time you go to purchase prescriptions. Make sure the pharmacy submits the pharmacy claim online to Universal Rx. This assures that Card Memebersreceive the lowest price available! Remember, you must use one of the program’s participating pharmacies.


The Points of Care Prescription Savings Program helps you eliminate time-consuming shopping at different pharmacies. Card Members can go to any Points of Care Prescription Savings Program participating pharmacy and be guaranteed that the price charged is fair and competitive.


Although some prescriptions have been known to have savings of up to 50% off regular retail price and most purchases save between 10-50%, please note that not every prescription claim will receive a discount.


Card Members, on average, save about 23% off the regular retail price. The percent of savings depends on what medications you are purchasing and also on the markup of the pharmacy’s regular price.